If you have a $100 US gift card and want to know what you can get for it in naira, start with the name on the card. A $100 Apple card and a $100 Steam card have the same face value, but they do not necessarily have the same resale value.
How much is a $100 US gift card in naira?
This comparison uses CardFlow’s published US-dollar pricing data for six brands. The date inside the table tells you how recent the figures are. These are CardFlow estimates, not a market-wide average or a promise that every physical card and e-code will receive the same offer.
| Gift card | Current route | Unit rate | $100 guide | Daily change |
|---|---|---|---|---|
| Apple Gift Card | United States / USD | NGN 872.26 per USD 1 | NGN 87,226.00 | -19.78% |
| Steam Gift Card | United States / USD | NGN 991.86 per USD 1 | NGN 99,186.00 | -6.21% |
| Amazon Gift Card | Not currently listed | - | Check supported cards | - |
| Google Play Gift Card | United States / USD | NGN 858.91 per USD 1 | NGN 85,891.00 | -6.89% |
| Razer Gold Gift Card | United States / USD | NGN 1,101.91 per USD 1 | NGN 110,191.00 | -11.55% |
| Sephora Gift Card | United States / USD | NGN 1,034.89 per USD 1 | NGN 103,489.00 | -4.09% |
Read the $100 guide column for the estimated naira amount. Some cards use an amount-specific price, so that figure may differ from 100 times the displayed unit rate; rounding can also cause smaller differences. Use the $100 figure for this comparison. If a brand is not listed, check availability through the price centre rather than borrowing another card’s rate.
Why “US gift card” is not enough for a quote
“US” identifies the market; it does not identify the gift card. You still need to say whether you have Apple, Steam, Amazon or another product. A dollar sign alone is also not enough: a Canadian-dollar card needs its own country and currency selection.
Then check whether yours is a physical card or a digital code. If the price table does not separate those formats, ask which one the estimate covers. A receipt may help establish where a card came from, but having one does not automatically mean a higher price.
Here is a useful way to ask for an estimate without sending the redeemable code:
I have one $100 US Apple Gift Card, physical, with the purchase receipt. What is the estimated naira payout for that card, and what checks are needed before the amount is confirmed?
Replace those details with your own. Keep the code, PIN and any barcode that could expose redeemable details out of public posts and initial quote screenshots. The guide to sharing card details safely explains what to conceal before asking for a quote.
How the $100 calculation works
When the selected card uses a per-dollar buying rate, the calculation is:
100 × the gift card buying rate in naira per US dollar = estimated naira payout.
For example, a hypothetical rate of ₦900 per dollar gives 100 × ₦900 = ₦90,000. That is an arithmetic example, not today’s offer. Use the dated figures above for the listed cards, and confirm any charges when asking what will reach your account.
A bank’s USD-to-NGN exchange rate answers a different question. It prices dollars; it does not tell you what someone will pay for a particular gift card. Use the gift card’s quoted buying rate, not a cash currency conversion.
A dated $100 Steam example
This is the US Steam estimate from the same CardFlow pricing data. It is useful for checking the calculation, but it does not apply to Apple, Amazon or another brand.
Card value Rate per USD 1 Estimated naira value USD 100 NGN 991.86 NGN 99,186.00
If you want to understand the difference between a unit rate and an exact amount, see how gift card rate multipliers work.
What to check before accepting an offer
- Same card: Does the offer match your brand, US market, $100 amount and physical or digital format?
- Usable value: Is the value still unused? An already redeemed code cannot be sold as a fresh $100 code.
- Recent price: What date does the estimate use, and is the offer still available?
- Amount received: What would be paid after any applicable charges, and what could change during verification?
You do not need to guess why two quotes differ. Ask both buyers to quote the same card details and state the amount payable. Our buyer comparison guide covers those checks in more detail.
What if your card is $50 or $200?
Enter the amount you actually have. Two $50 codes total $100, but they are still two separate codes. Their pricing and verification requirements may differ from one $100 card. Likewise, do not assume a $200 card always pays exactly twice the $100 figure; check the listed amount or request a matching quote.
For more detail, read why card amounts can have different rates. For one specific brand, use the $100 Steam guide, Apple rate guide or Google Play calculator guide.
Frequently asked questions
Is a $100 US gift card worth the same as $100 cash in naira?
No. Its resale estimate uses the buying rate for that gift card, not the cash USD-to-NGN exchange rate.
Can I use the Apple price for a $100 Amazon gift card?
No. Select Amazon and the correct country and format. Equal dollar amounts do not make different gift cards interchangeable.
Will I receive exactly what the table shows?
The table gives a dated estimate. Confirm that your card qualifies, whether any charges apply and what amount is payable after verification.
Does a receipt guarantee a better rate?
No. A receipt can help with verification, but the offer still depends on the card and the buyer’s current terms.
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