Physical Card vs eCode Rate Spread
A route-aware comparison of physical card and eCode pricing where the dataset supports both formats.
Median unit rate across 80 current rows identified with this format label.
Median unit rate across 1 current rows identified with this format label.
What this can and cannot show
Rows without an explicit physical or digital label remain “Unspecified” and are not silently reassigned. A valid spread comparison still needs the same brand, country, currency, and similar denomination.
Why format changes a quote
Physical cards can carry activation, receipt, packaging, and photo requirements. eCodes can provide a stronger order trail but may introduce delivery, forwarding, or account-origin checks. Neither format is automatically better.
Check the route, prepare clean evidence, and trade only through CardFlow.
Use the calculator first, confirm the exact card route, then keep proof and support records together.
