Physical Card vs eCode Rate Spread
A route-aware comparison of physical card and eCode pricing where the dataset supports both formats.
Median unit rate across 80 current rows identified with this format label.
Median unit rate across 1 current rows identified with this format label.
What this can and cannot show
Rows without an explicit physical or digital label remain “Unspecified” and are not silently reassigned. A valid spread comparison still needs the same brand, country, currency, and similar denomination.
Why format changes a quote
Physical cards can carry activation, receipt, packaging, and photo requirements. eCodes can provide a stronger order trail but may introduce delivery, forwarding, or account-origin checks. Neither format is automatically better.
Check the dated route before choosing a receiving service.
Use the calculator first, confirm the exact card country and format, keep redeemable details private, and independently verify any final offer.
