1. Scope
CardFlow’s public website provides gift card rate estimates, calculators, market research, issuer-linked guidance and educational material for readers in Nigeria. Using the website means you agree to use these public resources lawfully and in accordance with these terms.
These website terms do not create a transaction, guarantee that a route is available, or replace any separate terms presented by a verified service before a card is submitted.
2. Rate estimates are not final offers
Published values are estimates tied to the available source date and route context. A final result can differ because of the issuing country, currency, denomination, physical or digital format, receipt or proof quality, route availability, verification outcome and later market movement.
Always check the displayed date and confirm the applicable route before making a financial decision.
3. Safe and permitted use
- Do not submit stolen, altered, previously redeemed or unlawfully obtained cards.
- Do not attempt to interfere with the website, its data, security or availability.
- Do not scrape, republish or misrepresent CardFlow data as a guaranteed offer.
- Do not enter a complete gift card code, PIN, password or bank credential into a public calculator or public website page.
- Verify any account claiming to represent CardFlow through an official CardFlow property before sharing sensitive information.
4. Sources, corrections and third-party links
Some pages reference issuers, retailers, regulators or other third-party sources. Those organisations control their own pages and policies. A link is provided for context and does not imply endorsement.
CardFlow may correct material errors and update a review date when the underlying guidance or data changes. Historical snapshots may remain available for comparison and should not be read as current offers.
5. Availability and limitation
The website is provided on an as-available basis. CardFlow does not guarantee uninterrupted access, a particular search ranking, a fixed rate, a specific payout, or the availability of any transaction route. To the extent permitted by applicable law, users remain responsible for verifying information before acting on it.
6. Changes to these terms
These terms may be updated when the public website, its tools or applicable requirements change. The effective date at the top of this page will identify the current version.
7. Questions
A verified public legal or support address is not currently published on this website. Until one is added, use only a support channel linked from a verified CardFlow service and do not send sensitive card or account information to an address that merely claims to represent CardFlow.